E Bike Rental Insurance

Custom build your own protection with a package that includes general liability commercial property workers comp employee health benefits commercial auto cyber liability and more.

E bike rental insurance.

A driver crashes into your bike. If you re riding your bike and involved in an accident where the other party is at fault e g they crash into you their auto insurance policy covers the damage. Your auto insurance or homeowner insurance may or may not cover your e bike and even it covers don t expect full coverage. This is why you need e bike insurance.

With our bike rental shop insurance you can safeguard your business assets with the right amount of coverage for your individual shop. It shall not discourage you from owning an electric bike as we have good news there are special insurance for electric bikes. E bike insurance is readily available and affordable. If the at fault driver is uninsured then you ll want to file a claim on your homeowners renters or condo policy.

A simple bodily injury claim from a customer riding your bike can derail your business. It s risky for your e bike to be uninsured. Businesses that rent bikes or operate bike tours have unique exposures. Category limits vary by policy but are generally between 1 000 to 2 000 per category.

We spent years negotiating nationwide bicycle shop liability insurance programs to find a generous combination of coverage and low rates even if you ve had previous claims. Safeco one of the insurers that my company works with does have an insurance product for e bikes that provides up to 500 000 in liability coverage i e. Markel offers a stand alone e bike insurance policy that insures e bikes with power assist up to 750 watts with speeds up to 28mph. Having bicycle tour and rental insurance provides the financial protection companies need to keep the business on the right track.

Spoke insurance also offered bicycle insurance plans and they both offered coverage for crash or damage to frame and wheel set accident or failure of frame or wheelset total loss by theft theft of spare parts liability to others road side assistance replacement bike rental but now spoke insurance has moved along so the main choice appears. While this is true for human powered bicycles the addition of a motor to a bike makes it a motorized vehicle which excludes it from coverage on standard homeowners renters or umbrella insurance policy. Coverage that protects you if you hurt someone else with your e bike 500 000 in um uim coverage i e. But they are also expensive vehicles which you can pay up to 15 000.

Call us for e bike insurance and all your bike rental and tour insurance needs. The underinsured and underinsured coverage we discussed earlier and will even write.